First something like this command may be what you're needing:
/usr/bin/open -a '/Applications/Google Chrome.app' file:///Users/talkingmoose/
The problem with this is browsers may behave differently when opening the same URL. For example, Safari will open a dialog window displaying the folders and Google Chrome and Microsoft Edge will actually list the folder's enclosed directories and files in the browser itself.
What are you trying to accomplish?